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Heart-Rate Zones

Train in the right heart-rate zone.

Tanaka-default max HR (not the broken 220-age), 5-formula comparison, three zone methods (%MaxHR / Karvonen / Friel LTHR), polarised 80/20 distribution guidance, and a field-test protocol for finding your real max.

Measure RHR first thing in the morning, before getting out of bed. Resting HR enables Karvonen-method zones (more accurate per-individual).

208 − 0.7×age · n=18,712 meta

Standard 5-zone % of HRmax. Polar/Garmin default.

A measured max beats every formula. Field test: 3× 3-min hill repeats with final all-out sprint, after warm-up.

Maximum heart rate

Tanaka formula

HRR 122 bpm
187bpm
Resting
65 bpm
Max
187 bpm
Reserve (HRR)
122 bpm

5 formulas, side-by-side

Spread: 12 bpm

Your training zones

via %MaxHR (187 bpm)

Z1 — Recovery

Active recovery, warm-up, cool-down

94112

bpm

Promotes blood flow without taxing systems

Z2 — Aerobic base

Conversational pace, builds mitochondria

112131

bpm

The Iñigo San Millán zone — fat oxidation peak

Z3 — Tempo

Comfortably hard, full sentences difficult

131150

bpm

Lactate threshold work

Z4 — Threshold

Hard, single words only

150168

bpm

Raises lactate threshold + VO2max

Z5 — VO2max / Peak

Maximum effort, very short intervals

168187

bpm

Peak power, anaerobic capacity

Polarised 80/20 distribution

80% in Z1-Z2 (easy)

Build the aerobic base. Conversational pace.

20% in Z4-Z5 (hard)

Threshold + VO2max intervals.

Stephen Seiler's research on elite endurance athletes shows the 80/20 split outperforms threshold-heavy or "grey zone" training (mostly Z3) for both performance and injury prevention. Most amateurs train easy days too hard and threshold days too easy — fix both.

The formula problem

Why 220-age is wrong

The "220 minus age" rule was a 1971 Fox/Haskell back-of-envelope estimate, never validated. Tanaka et al. (2001, meta-analysis of 18,712 subjects) showed it misses true HRmax by 10–20 bpm routinely — systematically overestimating for the young, underestimating for the old. Two athletes of the same age can differ by 30 bpm.

Modern formulas (Tanaka 208 − 0.7×age; Nes 211 − 0.64×age from the Norwegian HUNT study n=3,320; Gulati 206 − 0.88×age for women) cut that error roughly in half. A measured max from a field test beats every formula.

Karvonen vs %HRmax

Why Karvonen wins for personalisation

%HRmax sets zones as a percentage of your max heart rate alone. Karvonen uses heart-rate reserve (HRmax − RHR), accounting for individual aerobic fitness via resting HR. A fit person with RHR 45 bpm and an unfit person with RHR 75 bpm get very different Z2 ranges at the same intensity — Karvonen reflects that; %HRmax doesn't.

Karvonen correlates better with %VO2 reserve in validation studies and is the better choice once you have a reliable RHR.

Zone 2 truth

What Iñigo San Millán actually means

The popular Zone 2 trend is physiologically defined as the intensity that maximally stimulates mitochondrial function — lactate around 1.7–1.9 mmol/L (LT1), the FatMax point. HR-based estimates of this zone vary widely between athletes — two same-age people can have very different "real" Z2 ranges.

Practical proxies that beat the HR estimate alone: talk test(full sentences possible, no gasping), nose breathing(if you have to mouth-breathe, you're too high), and RPE 3–4/10. If those say easy but HR says Z3, trust the body.

Polarised training

80% easy, 20% hard

Stephen Seiler's research on elite endurance athletes consistently shows ~80% of weekly training time in Z1-Z2 (easy) and ~20% in Z4-Z5 (hard intervals), with minimal time in the Z3 "grey zone" middle. This outperforms threshold-heavy distributions for both performance and injury prevention.

The amateur trap: training easy days too hard and threshold days too easy — ending up with a high-volume Z3 plateau where nothing improves. Fix both ends.

Field test protocol

How to find your real max HR

For running: After 10-minute easy warm-up, do 3× 3-minute hill repeats at progressively higher effort, with a 90-second jog between, then a final 20-30s all-out sprint at the top. Note peak HR within 5 seconds after the sprint.

For cycling: Same idea — 10-min warm-up, then a 10-min time trial all- out, with a 30s sprint in the final minute. Peak HR within 10 seconds of finishing is your max.

Do this only after a full warm-up, rested, with a spotter/water nearby. Skip if you have heart conditions, blood pressure issues, or are medicated.

HRV

Today's zone should bend to today's recovery

Heart-rate variability — measured by Whoop, Garmin, Oura, Polar H10 — gauges autonomic recovery overnight. Low HRV means your nervous system hasn't recovered; high HRV means it has.

The rule: if HRV is significantly below your rolling baseline, drop today's plan to Z1-Z2 regardless of what the program says. Forcing a Z4 interval session on a low-HRV day just compounds stress and slows adaptation.

Medical disclaimer

For healthy adults. If you have cardiovascular disease, arrhythmia, uncontrolled blood pressure, or are on beta-blockers or stimulants, consult a doctor before using HR-based zones. Beta-blockers specifically cap your max HR; the formulas don't apply.

How it works

Max HR — 5 formulas: Default is Tanaka (208 − 0.7×age), validated against 18,712 subjects. Also: Nes (211 − 0.64×age, HUNT study, best for active adults), Gulati (206 − 0.88×age, women), Gellish (207 − 0.7×age, alternative), Fox/220-age (legacy, ±10-20 bpm error). For women, Gulati is auto-recommended.

Three zone methods:
%MaxHR — Polar/Garmin standard, simplest.
Karvonen (%HRR) — uses heart-rate reserve (HRmax − RHR), accounts for individual fitness via resting HR. More accurate.
Friel %LTHR — 7-zone model, needs a known LTHR from a 30-minute time-trial test. Sport-specific (running vs cycling).

Polarised 80/20 training: Stephen Seiler's research on elite endurance athletes shows ~80% of weekly time in Z1-Z2 (easy/aerobic), ~20% in Z4-Z5 (threshold/peak), with minimal time in the Z3 "grey zone." This outperforms threshold-heavy programs for both performance and injury prevention.

A measured max beats every formula. Field test protocol: after warm-up, 3× 3-minute hill repeats with a final all-out 20–30s sprint. Peak HR within 5 seconds = your max.

Frequently asked questions

  • Why is 220-age wrong?

    220-age was a 1971 Fox/Haskell back-of-envelope estimate, never validated. Tanaka et al. 2001 (n=18,712 meta-analysis) showed it misses true HRmax by 10-20 bpm routinely — overestimating for the young, underestimating for the old. Two same-age athletes can differ by 30 bpm. Tanaka (208 - 0.7×age) cuts that error roughly in half. The Nes formula (Norwegian HUNT study, n=3,320) is best for active adults; Gulati (206 - 0.88×age) was derived specifically for women.

  • Why does Karvonen beat %MaxHR?

    Karvonen uses heart-rate reserve (HRmax − RHR), so it accounts for your individual aerobic fitness via resting HR. A fit person with RHR 45 bpm and an unfit person with RHR 75 bpm get very different Z2 ranges at the same intensity — Karvonen reflects that, %MaxHR doesn't. Karvonen also correlates better with %VO2 reserve in validation studies.

  • What's the truth about Zone 2?

    Physiologically (Iñigo San Millán), Zone 2 is the intensity that maximally stimulates mitochondrial function — lactate ~1.7-1.9 mmol/L (LT1), peak fat oxidation. HR-based estimates vary widely between athletes — same-age people can have different 'real' Z2 ranges by 30+ bpm. Practical proxies: talk test (full sentences), nose breathing (if you have to mouth-breathe, you're too high), RPE 3-4/10. Trust the body over the watch.

  • Why 80/20 polarised training?

    Stephen Seiler's research on elite endurance athletes consistently shows ~80% of weekly time in Z1-Z2 (easy) and ~20% in Z4-Z5 (hard) outperforms threshold-heavy distributions for both performance and injury prevention. The amateur trap is training easy days too hard and threshold days too easy, ending up in a high-volume Z3 'grey zone' plateau where nothing improves. Fix both ends.

  • How do I find my real max HR?

    Running: 10-minute easy warm-up, then 3× 3-minute hill repeats at progressively higher effort with 90s jog between, ending with a 20-30s all-out sprint at the top. Note peak HR within 5 seconds. Cycling: 10-min warm-up + 10-min all-out time trial closing with a 30s sprint. Do these only rested, well warmed up, with water/spotter nearby. Skip if you have heart conditions or are on beta-blockers.

  • What if I'm on beta-blockers?

    Beta-blockers cap your max HR by blocking adrenergic stimulation — typically 15-30 bpm lower than predicted. The formulas in this tool won't apply. Either use a measured max HR (with your doctor's approval) or train by RPE / power / pace instead of HR while on the medication.

  • Should I bend zones based on HRV?

    Yes. HRV — measured by Whoop, Garmin, Oura, Polar H10 — gauges autonomic nervous-system recovery overnight. Low HRV (significantly below your baseline) means today's plan should drop to Z1-Z2 regardless of what's scheduled. Forcing a Z4 interval session on low HRV compounds stress and slows adaptation. High HRV days are when to push intervals.